Financial Advisor Resume Example

Objective:
• Finance Executive with advanced sales performance and working knowledge of banking concepts
• Strong mortgage banker with demonstrated sales experience
• Successful attainment of new customers and solidification of existing business relationships
• Strong knowledge of a myriad of financial products and their compatibility with the consumer
• Forte in Business Development, as highlighted by the ability to train staff effectively procuring an increase in business.


Experience:
PNC Mortgage, PA Mortgage Loan Officer 2011 - Present
Prosperity Mortgage (A Wells Fargo Joint Venture), PA, Home Mortgage Consultant 2008 – 2011
Wells Fargo Home Mortgage, PA, Home Mortgage Consultant 2003 – 2005 & 2007 – 2008
Bank of America Home Loans, PA, Home Mortgage Consultant 2005 – 2007
Mecco Commercial Lending, PA, Commercial Loan Broker 2002 – 2003
AT&T, Bridgewater, NJ, Financial Modeling & Strategic Pricing Manager 2000 – 2001
American Express, NYC, Financial Manager within Global Procurement & Technologies 1998 – 2000
Management and Management Reporting
• Provided direction to all management levels worldwide while at American Express and made day-to-day operational, financial, and management decisions.
• Developed staffing plans and forecasted expenses.
• Developed business metrics to measure organizational performance and monitored variances from forecast.
• Prepared competitive analysis and market research of companies’ product offerings.
• Made presentations to senior management and external customers.
• Worked with the senior management team at American Express to establish growth, strategy and direction of my business unit.

Profitability
• Identified areas for clients to streamline their purchasing process and to identify areas for cost savings.
• Financial analysis of residential and commercial consumers in the areas of credit as well as cash flow
• Researched and presented to senior management the global use of videoconferencing which led to the implementation and greater use generating a projected annual cost savings of $8,000,000.

Budgeting and Analysis
• Conducted financial analysis, prepared management reports, created and utilized financial models, and cost allocations.
• Budget management and financial responsibility for the Global Procurement and Technology organizations at American Express with a total budget over $50,000,000.
• Developed the annual plan, conducted monthly reporting, periodic forecasting and updates to forecasts.
• Analyzed, interpreted, and evaluated financial statements and projections.
• Performed business valuations and various ad-hoc financial analysis projects.

Lending & Merchant Experience
• Proven residential and commercial loan officer with over a decade of lending experience.
• Commercial Lending underwriting experience, and portfolio credit skills
• Residential loan officer performing Conventional, VA, FHA, USDA, PHFA Bond Loans, construction loans, and renovation mortgages including FHA 203K.
• Ability to develop business while managing relationships with a large network of referral sources across the Allentown/Lehigh Valley area.
• Recognized as one of Top 10 Loan Officers based on production at Countrywide Home Loans in 2006.
• Was the 2nd most profitable loan officer at Prosperity Mortgage in 2010 and 3rd in 2009.
• Managed a mortgage banking team of thirteen bankers to achieve production and profitability goals outside of the bank footprint
• Was a member of a Le-Tip and BNI networking group in the Lehigh Valley and was the top tip provider for my group for three consecutive years.
• Led the development of my mortgage banking team to acquire mortgage business outside of the banking footprint through referral partners such as realtors, builders, developers, attorneys, financial planners and other business partners.
• Excellent interpersonal skills with the ability to foster teamwork and relate to a cross section of customers and staff at all levels.


Education:
Binghamton University, SUNY 1996 – 1998
MBA – concentration in Finance

University at Albany, SUNY 1992 – 1994
Masters Degree – Accounting

Oneonta State College, SUNY 1988 – 1992
Bachelors Degree – Business Economics

Skills:
Licensed Mortgage Broker, Completion of Credit Training Program, Six Sigma Blackbelt Training, Masters in Quality Management classes & Passed Pennsylvania Real Estate Exam.


Provided by OneBuckResume.